{"id":451642,"date":"2025-07-15T09:28:42","date_gmt":"2025-07-15T09:28:42","guid":{"rendered":"https:\/\/otavietnam.com\/?p=451642"},"modified":"2025-07-15T09:28:42","modified_gmt":"2025-07-15T09:28:42","slug":"thanh-toan-khach-san-huong-dan-chi-tiet-toi-uu-quy-trinh","status":"publish","type":"post","link":"https:\/\/otavietnam.com\/blog\/thanh-toan-khach-san-huong-dan-chi-tiet-toi-uu-quy-trinh\/","title":{"rendered":"Thanh To\u00e1n Kh\u00e1ch S\u1ea1n: H\u01b0\u1edbng D\u1eabn Chi Ti\u1ebft &#038; T\u1ed1i \u01afu Quy Tr\u00ecnh"},"content":{"rendered":"<h1>H\u01b0\u1edbng D\u1eabn Thanh To\u00e1n Kh\u00e1ch S\u1ea1n Th\u00f4ng Minh: T\u1ed1i \u01afu Quy Tr\u00ecnh v\u00e0 N\u00e2ng Cao Tr\u1ea3i Nghi\u1ec7m Kh\u00e1ch H\u00e0ng<\/h1>\n<p>Thanh to\u00e1n l\u00e0 huy\u1ebft m\u1ea1ch c\u1ee7a m\u1ecdi doanh nghi\u1ec7p kinh doanh d\u1ecbch v\u1ee5 l\u01b0u tr\u00fa. S\u1ef1 k\u00e9m hi\u1ec7u qu\u1ea3 v\u00e0 sai s\u00f3t t\u1eeb c\u00e1c h\u1ec7 th\u1ed1ng thanh to\u00e1n kh\u00f4ng t\u00edch h\u1ee3p c\u00f3 th\u1ec3 d\u1eabn \u0111\u1ebfn nh\u1eefng sai l\u1ea7m t\u1ed1n k\u00e9m, bao g\u1ed3m c\u1ea3 vi\u1ec7c m\u1ea5t doanh thu. N\u1ebfu kh\u00f4ng c\u00f3 d\u00f2ng ti\u1ec1n th\u00edch h\u1ee3p, b\u1ea1n kh\u00f4ng th\u1ec3 duy tr\u00ec t\u00e0i s\u1ea3n c\u1ee7a m\u00ecnh, tr\u1ea3 l\u01b0\u01a1ng cho nh\u00e2n vi\u00ean ho\u1eb7c l\u1eafp \u0111\u1eb7t m\u00e1y r\u00f3t r\u01b0\u1ee3u th\u01b0\u01a1ng m\u1ea1i m\u00e0 b\u1ea1n lu\u00f4n mu\u1ed1n \u0111\u1eb7t c\u1ea1nh b\u00e0n l\u00e0m vi\u1ec7c c\u1ee7a m\u00ecnh.<\/p>\n<p>Tuy nhi\u00ean, m\u1ed7i n\u0103m, c\u00e1c doanh nghi\u1ec7p kinh doanh d\u1ecbch v\u1ee5 l\u01b0u tr\u00fa m\u1ea5t h\u00e0ng ng\u00e0n \u0111\u00f4 la do qu\u1ea3n l\u00fd thanh to\u00e1n k\u00e9m. B\u1ea1n c\u00f3 ph\u1ea3i l\u00e0 m\u1ed9t trong s\u1ed1 \u0111\u00f3 kh\u00f4ng? B\u1ea1n c\u00f3 bi\u1ebft \u0111i\u1ec1u \u0111\u00f3 kh\u00f4ng?<\/p>\n<h2>Gi\u1ea3i M\u00e3 Quy Tr\u00ecnh Thanh To\u00e1n Cho C\u00e1c Nh\u00e0 Qu\u1ea3n L\u00fd Kh\u00e1ch S\u1ea1n<\/h2>\n<p>Ch\u1ee7 \u0111\u1ec1 v\u1ec1 quy tr\u00ecnh thanh to\u00e1n c\u00f3 th\u1ec3 ph\u1ee9c t\u1ea1p, kh\u00f3 hi\u1ec3u v\u00e0 &#8211; th\u00e0nh th\u1eadt m\u00e0 n\u00f3i &#8211; h\u01a1i nh\u00e0m ch\u00e1n. Nh\u01b0ng n\u00f3 kh\u00f4ng nh\u1ea5t thi\u1ebft ph\u1ea3i nh\u01b0 v\u1eady. \u1ede \u0111\u00e2y, ch\u00fang t\u00f4i gi\u1ea3i th\u00edch nh\u1eefng \u0111i\u1ec1u c\u1ea7n thi\u1ebft theo c\u00e1ch d\u1ec5 hi\u1ec3u v\u00e0 nh\u1eb1m m\u1ee5c \u0111\u00edch gi\u00fap b\u1ea1n h\u1ee3p l\u00fd h\u00f3a quy tr\u00ecnh hi\u1ec7n t\u1ea1i c\u1ee7a m\u00ecnh.<\/p>\n<p>C\u00e1c ch\u1ee7 \u0111\u1ec1 c\u1ee7a ch\u00fang t\u00f4i bao g\u1ed3m:<\/p>\n<ul>\n<li>Xu h\u01b0\u1edbng thanh to\u00e1n v\u00e0 \u00fd ngh\u0129a c\u1ee7a ch\u00fang \u0111\u1ed1i v\u1edbi doanh nghi\u1ec7p c\u1ee7a b\u1ea1n<\/li>\n<li>C\u00e2u tr\u1ea3 l\u1eddi cho c\u00e1c c\u00e2u h\u1ecfi c\u1ee7a b\u1ea1n v\u1ec1 c\u00e1c b\u00ean li\u00ean quan \u0111\u1ebfn thanh to\u00e1n, ph\u01b0\u01a1ng th\u1ee9c v\u00e0 ph\u00ed<\/li>\n<li>C\u00e1c th\u00e1ch th\u1ee9c thanh to\u00e1n ph\u1ed5 bi\u1ebfn v\u00e0 c\u00e1ch v\u01b0\u1ee3t qua ch\u00fang<\/li>\n<li>C\u00e1ch ng\u0103n ch\u1eb7n v\u00e0 qu\u1ea3n l\u00fd c\u00e1c kho\u1ea3n b\u1ed3i ho\u00e0n v\u00e0 <strong>gian l\u1eadn th\u1ebb t\u00edn d\u1ee5ng<\/strong><\/li>\n<li>C\u00e1ch ch\u1ecdn gi\u1ea3i ph\u00e1p thanh to\u00e1n ho\u00e0n h\u1ea3o cho t\u00e0i s\u1ea3n c\u1ee7a b\u1ea1n<\/li>\n<\/ul>\n<p>\u0110\u1ebfn cu\u1ed1i h\u01b0\u1edbng d\u1eabn n\u00e0y, b\u1ea1n s\u1ebd c\u00f3 ki\u1ebfn th\u1ee9c v\u00e0 s\u1ef1 t\u1ef1 tin c\u1ea7n thi\u1ebft \u0111\u1ec3 ki\u1ec3m so\u00e1t quy tr\u00ecnh thanh to\u00e1n t\u1ea1i t\u00e0i s\u1ea3n c\u1ee7a m\u00ecnh v\u00e0 t\u0103ng hi\u1ec7u qu\u1ea3, doanh thu, ti\u1ebft ki\u1ec7m chi ph\u00ed v\u00e0 s\u1ef1 h\u00e0i l\u00f2ng c\u1ee7a kh\u00e1ch.<\/p>\n<h2 id=\"five-trends\">5 Xu H\u01b0\u1edbng Thanh To\u00e1n Kh\u00e1ch S\u1ea1n B\u1ea1n C\u1ea7n Bi\u1ebft<\/h2>\n<p>Khi n\u00f3i \u0111\u1ebfn vi\u1ec7c thanh to\u00e1n cho h\u00e0ng h\u00f3a v\u00e0 d\u1ecbch v\u1ee5, h\u00e0nh vi c\u1ee7a ng\u01b0\u1eddi ti\u00eau d\u00f9ng \u0111ang thay \u0111\u1ed5i nhanh ch\u00f3ng. Th\u1ebf gi\u1edbi \u0111ang chuy\u1ec3n sang k\u1ef9 thu\u1eadt s\u1ed1 v\u00e0 ng\u00e0nh du l\u1ecbch c\u0169ng kh\u00f4ng ngo\u1ea1i l\u1ec7.<\/p>\n<p>Cho d\u00f9 b\u1ea1n \u0111i\u1ec1u h\u00e0nh m\u1ed9t kh\u00e1ch s\u1ea1n l\u1edbn hay nh\u1ecf, m\u1ed9t nh\u00e0 tr\u1ecd, nh\u00e0 ngh\u1ec9 ho\u1eb7c cho thu\u00ea ng\u1eafn h\u1ea1n, \u0111i\u1ec1u \u0111\u00f3 v\u1eabn \u0111\u00fang &#8211; n\u1ebfu b\u1ea1n kh\u00f4ng theo k\u1ecbp <strong>c\u00e1c xu h\u01b0\u1edbng c\u1ee7a ng\u00e0nh<\/strong>, b\u1ea1n \u0111ang m\u1ea5t kh\u00e1ch h\u00e0ng v\u00e0o tay c\u00e1c \u0111\u1ed1i th\u1ee7 c\u1ea1nh tranh hi\u1ec3u bi\u1ebft h\u01a1n.<\/p>\n<p>H\u00e3y xem n\u0103m xu h\u01b0\u1edbng thanh to\u00e1n quan tr\u1ecdng:<\/p>\n<h3>1) Thanh To\u00e1n Kh\u00f4ng Ti\u1ebfp X\u00fac Kh\u00f4ng Ch\u1ec9 L\u00e0 Tr\u00e0o L\u01b0u<\/h3>\n<p><strong>Tr\u1ea3i nghi\u1ec7m kh\u00e1ch h\u00e0ng kh\u00f4ng ti\u1ebfp x\u00fac<\/strong> n\u00f3i chung v\u00e0 c\u00e1c kho\u1ea3n thanh to\u00e1n nh\u01b0 ch\u1ea1m, qu\u00e9t v\u00e0 v\u00ed di \u0111\u1ed9ng n\u00f3i ri\u00eang \u0111\u00e3 b\u00f9ng n\u1ed5 v\u1ec1 m\u1ee9c \u0111\u1ed9 ph\u1ed5 bi\u1ebfn trong nh\u1eefng n\u0103m g\u1ea7n \u0111\u00e2y. M\u1ed9t <strong>kh\u1ea3o s\u00e1t c\u1ee7a Statista<\/strong> cho th\u1ea5y 49% kh\u00e1ch du l\u1ecbch hy v\u1ecdng s\u1ebd th\u1ea5y c\u00e1c t\u00f9y ch\u1ecdn thanh to\u00e1n kh\u00f4ng ti\u1ebfp x\u00fac t\u1ea1i kh\u00e1ch s\u1ea1n.<\/p>\n<h3>2) Tr\u1ef1c Tuy\u1ebfn L\u00e0 Ngo\u1ea1i Tuy\u1ebfn M\u1edbi<\/h3>\n<p>Mua s\u1eafm tr\u1ef1c tuy\u1ebfn \u0111ang b\u00f9ng n\u1ed5. C\u00e1c nh\u00e0 ph\u00e2n t\u00edch d\u1ef1 \u0111o\u00e1n r\u1eb1ng doanh s\u1ed1 b\u00e1n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i \u0111i\u1ec7n t\u1eed s\u1ebd \u0111\u1ea1t t\u1ed5ng c\u1ed9ng 8,1 ngh\u00ecn t\u1ef7 \u0111\u00f4 la v\u00e0o cu\u1ed1i n\u0103m 2024. \u0110\u00f3 l\u00e0 r\u1ea5t nhi\u1ec1u \u0111\u01a1n h\u00e0ng t\u1eeb Amazon. Nh\u01b0ng n\u00f3 kh\u00f4ng ch\u1ec9 l\u00e0 b\u00e1n l\u1ebb, m\u00e0 c\u00f2n l\u00e0 du l\u1ecbch, v\u00e0 \u0111\u00e2y l\u00e0 m\u1ed9t xu h\u01b0\u1edbng to\u00e0n c\u1ea7u. V\u00e0o n\u0103m 2022, 68% doanh s\u1ed1 b\u00e1n h\u00e0ng tr\u00ean to\u00e0n th\u1ebf gi\u1edbi trong l\u0129nh v\u1ef1c du l\u1ecbch v\u00e0 l\u1eef h\u00e0nh \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n tr\u1ef1c tuy\u1ebfn, <strong>theo Statista<\/strong>. Con s\u1ed1 \u0111\u00f3 d\u1ef1 ki\u1ebfn s\u1ebd \u0111\u1ea1t 72% v\u00e0o n\u0103m 2025.<\/p>\n<h3>3) Ti\u1ec1n M\u1eb7t Kh\u00f4ng C\u00f2n L\u00e0 Vua<\/h3>\n<p>Sau m\u1ed9t th\u1eddi gian d\u00e0i tr\u1ecb v\u00ec, thanh to\u00e1n b\u1eb1ng ti\u1ec1n m\u1eb7t \u0111\u00e3 tho\u00e1i v\u1ecb, v\u1edbi m\u1ed9t <strong>kh\u1ea3o s\u00e1t c\u1ee7a Forbes Advisor<\/strong> t\u1eeb th\u00e1ng 2 n\u0103m 2023 cho th\u1ea5y ch\u1ec9 9% ng\u01b0\u1eddi M\u1ef9 ch\u1ee7 y\u1ebfu s\u1eed d\u1ee5ng ti\u1ec1n m\u1eb7t \u0111\u1ec3 thanh to\u00e1n cho c\u00e1c giao d\u1ecbch mua. Th\u1ebb ghi n\u1ee3 v\u00e0 th\u1ebb t\u00edn d\u1ee5ng l\u00e0 ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n ch\u00ednh \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng, v\u1edbi 54% ng\u01b0\u1eddi ti\u00eau d\u00f9ng s\u1eed d\u1ee5ng th\u1ebb ghi n\u1ee3 v\u1eadt l\u00fd ho\u1eb7c \u1ea3o v\u00e0 36% ng\u01b0\u1eddi ti\u00eau d\u00f9ng s\u1eed d\u1ee5ng th\u1ebb t\u00edn d\u1ee5ng v\u1eadt l\u00fd ho\u1eb7c \u1ea3o.<\/p>\n<h3>4) S\u1ef1 Sang Tr\u1ecdng M\u1edbi? Ti\u1ec7n L\u1ee3i<\/h3>\n<p>H\u00e3y qu\u00ean m\u00e1y bay ri\u00eang v\u00e0 b\u1ed3n t\u1eafm s\u00e2m panh, s\u1ef1 ti\u1ec7n l\u1ee3i l\u00e0 ti\u1ec7n nghi ph\u1ea3i c\u00f3 m\u1edbi. M\u1ed9t <strong>kh\u1ea3o s\u00e1t t\u1eeb Li\u00ean \u0111o\u00e0n B\u00e1n l\u1ebb Qu\u1ed1c gia<\/strong> cho th\u1ea5y 97% ng\u01b0\u1eddi mua s\u1eafm \u0111\u00e3 t\u1eeb b\u1ecf m\u1ed9t giao d\u1ecbch mua v\u00ec n\u00f3 g\u00e2y b\u1ea5t ti\u1ec7n cho h\u1ecd. \u0110\u1ed1i v\u1edbi kh\u00e1ch s\u1ea1n, s\u1ef1 ti\u1ec7n l\u1ee3i bao g\u1ed3m vi\u1ec7c c\u00f3 th\u1ec3 d\u1ec5 d\u00e0ng thanh to\u00e1n tr\u1ef1c tuy\u1ebfn ho\u1eb7c tr\u1ef1c ti\u1ebfp b\u1eb1ng <strong>ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n<\/strong> \u01b0a th\u00edch c\u1ee7a h\u1ecd \u2014 v\u00e0 kh\u00f4ng ph\u1ea3i ch\u1edd \u0111\u1ee3i trong khi nh\u00e2n vi\u00ean l\u1ec5 t\u00e2n nh\u1eadp chi ti\u1ebft th\u1ebb ho\u1eb7c \u0111\u1ebfm ti\u1ec1n m\u1eb7t.<\/p>\n<h3>5) Gian L\u1eadn v\u00e0 B\u1ed3i Ho\u00e0n \u0110ang Gia T\u0103ng<\/h3>\n<p>T\u1ea5t c\u1ea3 c\u00e1c ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n m\u1edbi n\u00e0y kh\u00f4ng ph\u1ea3i l\u00e0 kh\u00f4ng c\u00f3 th\u00e1ch th\u1ee9c v\u00e0 \u0111i\u1ec1u \u0111\u00f3 bao g\u1ed3m s\u1ef1 gia t\u0103ng <strong>c\u00e1c kho\u1ea3n b\u1ed3i ho\u00e0n c\u1ee7a kh\u00e1ch s\u1ea1n<\/strong> v\u00e0 gian l\u1eadn. May m\u1eafn thay, nh\u1eefng ti\u1ebfn b\u1ed9 trong c\u00f4ng ngh\u1ec7 thanh to\u00e1n gi\u00fap b\u1ea1n d\u1ec5 d\u00e0ng ng\u0103n ch\u1eb7n c\u00e1c kho\u1ea3n b\u1ed3i ho\u00e0n v\u00e0 gi\u1eef cho d\u1eef li\u1ec7u thanh to\u00e1n an to\u00e0n h\u01a1n. Th\u00eam v\u1ec1 \u0111i\u1ec1u \u0111\u00f3 sau trong h\u01b0\u1edbng d\u1eabn.<\/p>\n<h2 id=\"processing-works\">Quy tr\u00ecnh x\u1eed l\u00fd th\u1ebb t\u00edn d\u1ee5ng kh\u00e1ch s\u1ea1n ho\u1ea1t \u0111\u1ed9ng nh\u01b0 th\u1ebf n\u00e0o?<\/h2>\n<p>H\u00e3y xem m\u1ed9t giao d\u1ecbch th\u1ebb t\u00edn d\u1ee5ng \u0111i\u1ec3n h\u00ecnh khi thanh to\u00e1n t\u1ea1i kh\u00e1ch s\u1ea1n.<\/p>\n<ol>\n<li>Kh\u00e1ch \u0111\u01b0a th\u1ebb t\u00edn d\u1ee5ng c\u1ee7a m\u00ecnh \u0111\u1ec3 thanh to\u00e1n c\u00e1c kho\u1ea3n ph\u00ed ph\u00f2ng.<\/li>\n<li>Nh\u00e2n vi\u00ean y\u00eau c\u1ea7u kh\u00e1ch ch\u1ea1m ho\u1eb7c vu\u1ed1t th\u1ebb c\u1ee7a c\u00f4 \u1ea5y tr\u00ean thi\u1ebft b\u1ecb \u0111\u1ea7u cu\u1ed1i thanh to\u00e1n.<\/li>\n<li>B\u1ed9 x\u1eed l\u00fd thanh to\u00e1n g\u1eedi m\u1ed9t th\u00f4ng b\u00e1o \u0111i\u1ec7n t\u1eed \u0111\u1ebfn ng\u00e2n h\u00e0ng c\u1ee7a kh\u00e1ch h\u00e0ng th\u00f4ng qua b\u1ed9 x\u1eed l\u00fd th\u1ebb t\u00edn d\u1ee5ng y\u00eau c\u1ea7u \u1ee7y quy\u1ec1n cho kho\u1ea3n ph\u00ed.<\/li>\n<li>Ng\u00e2n h\u00e0ng g\u1eedi l\u1ea1i m\u00e3 \u1ee7y quy\u1ec1n (ho\u1eb7c n\u00f3 n\u00ean v\u00ec l\u00fd do b\u1ea3o m\u1eadt thanh to\u00e1n). Nh\u00e2n vi\u00ean ghi ch\u00fa m\u00e3 v\u00e0 ph\u00e1t h\u00e0nh bi\u00ean lai.<\/li>\n<li>Trong khi \u0111\u00f3, ng\u00e2n h\u00e0ng c\u1ee7a kh\u00e1ch chuy\u1ec3n kho\u1ea3n thanh to\u00e1n v\u00e0o t\u00e0i kho\u1ea3n ng\u01b0\u1eddi b\u00e1n c\u1ee7a kh\u00e1ch s\u1ea1n, sau \u0111\u00f3 g\u1eedi n\u00f3 v\u00e0o t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng c\u1ee7a kh\u00e1ch s\u1ea1n. M\u1ecdi ng\u01b0\u1eddi \u0111\u1ec1u vui v\u1ebb.<\/li>\n<\/ol>\n<p>D\u1ec5 d\u00e0ng, ph\u1ea3i kh\u00f4ng? Ch\u00e0, th\u1eadt kh\u00f4ng may, m\u1ecdi th\u1ee9 kh\u00f4ng ph\u1ea3i l\u00fac n\u00e0o c\u0169ng di\u1ec5n ra su\u00f4n s\u1ebb nh\u01b0 v\u1eady. Sau n\u00e0y, ch\u00fang ta s\u1ebd th\u1ea3o lu\u1eadn v\u1ec1 c\u00e1c v\u1ea5n \u0111\u1ec1 thanh to\u00e1n ph\u1ed5 bi\u1ebfn v\u00e0 c\u00e1ch v\u01b0\u1ee3t qua ch\u00fang. Ngay b\u00e2y gi\u1edd, h\u00e3y tr\u1ea3 l\u1eddi m\u1ed9t v\u00e0i c\u00e2u h\u1ecfi ph\u1ed5 bi\u1ebfn v\u1ec1 x\u1eed l\u00fd th\u1ebb t\u00edn d\u1ee5ng.<\/p>\n<h2 id=\"key-players\">Ai l\u00e0 nh\u1eefng ng\u01b0\u1eddi ch\u01a1i ch\u00ednh trong qu\u00e1 tr\u00ecnh x\u1eed l\u00fd thanh to\u00e1n kh\u00e1ch s\u1ea1n?<\/h2>\n<p>Ngo\u00e0i kh\u00e1ch v\u00e0 ng\u01b0\u1eddi \u0111i\u1ec1u h\u00e0nh kh\u00e1ch s\u1ea1n, m\u1ed9t s\u1ed1 b\u00ean kh\u00e1c c\u00f3 li\u00ean quan \u0111\u1ebfn m\u1ed9t giao d\u1ecbch th\u1ebb t\u00edn d\u1ee5ng \u0111i\u1ec3n h\u00ecnh:<\/p>\n<ul>\n<li><b>Ng\u00e2n h\u00e0ng ph\u00e1t h\u00e0nh.<\/b> \u0110\u00e2y l\u00e0 ng\u00e2n h\u00e0ng c\u1ee7a kh\u00e1ch, ng\u00e2n h\u00e0ng \u0111\u00e3 ph\u00e1t h\u00e0nh th\u1ebb t\u00edn d\u1ee5ng, ph\u00ea duy\u1ec7t (ho\u1eb7c t\u1eeb ch\u1ed1i) giao d\u1ecbch v\u00e0 chuy\u1ec3n kho\u1ea3n thanh to\u00e1n.<\/li>\n<li><b>Ng\u00e2n h\u00e0ng nh\u1eadn.<\/b> \u0110\u00e2y l\u00e0 ng\u00e2n h\u00e0ng c\u1ee7a ng\u01b0\u1eddi b\u00e1n ch\u1ed7 \u1edf, ng\u00e2n h\u00e0ng nh\u1eadn ti\u1ec1n t\u1eeb ng\u00e2n h\u00e0ng ph\u00e1t h\u00e0nh v\u00e0 g\u1eedi ch\u00fang v\u00e0o t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng c\u1ee7a kh\u00e1ch s\u1ea1n.<\/li>\n<li><b>M\u1ea1ng thanh to\u00e1n.<\/b> \u0110\u00e2y l\u00e0 trung gian gi\u1eefa ng\u00e2n h\u00e0ng ph\u00e1t h\u00e0nh v\u00e0 ng\u00e2n h\u00e0ng nh\u1eadn. Nh\u1eefng ng\u01b0\u1eddi ch\u01a1i l\u1edbn l\u00e0 Visa, Mastercard, American Express v\u00e0 Discover, nh\u01b0ng c\u0169ng c\u00f3 m\u1ed9t s\u1ed1 ng\u01b0\u1eddi ch\u01a1i \u0111\u1ecba ph\u01b0\u01a1ng v\u00e0 khu v\u1ef1c c\u1ee5 th\u1ec3, ch\u1eb3ng h\u1ea1n nh\u01b0 Alipay v\u00e0 WeChat \u1edf th\u1ecb tr\u01b0\u1eddng Trung Qu\u1ed1c. V\u00ed \u0111i\u1ec7n t\u1eed, nh\u01b0 Apple Pay v\u00e0 Google Pay c\u0169ng \u0111ang tr\u1edf n\u00ean ph\u1ed5 bi\u1ebfn h\u01a1n.<\/li>\n<li><b>B\u1ed9 x\u1eed l\u00fd thanh to\u00e1n.<\/b> \u0110\u00e2y l\u00e0 nh\u00e0 cung c\u1ea5p ph\u1ea7n c\u1ee9ng v\u00e0 ph\u1ea7n m\u1ec1m c\u1ea7n thi\u1ebft \u0111\u1ec3 x\u1eed l\u00fd c\u00e1c giao d\u1ecbch thanh to\u00e1n v\u00e0 t\u1ea1o \u0111i\u1ec1u ki\u1ec7n chuy\u1ec3n ti\u1ec1n.<\/li>\n<li><b>C\u1ed5ng thanh to\u00e1n.<\/b> \u0110\u1ed1i v\u1edbi thanh to\u00e1n tr\u1ef1c tuy\u1ebfn, \u0111\u00e2y l\u00e0 th\u1ef1c th\u1ec3 thu th\u1eadp th\u00f4ng tin th\u1ebb t\u00edn d\u1ee5ng v\u00e0 chuy\u1ec3n n\u00f3 m\u1ed9t c\u00e1ch an to\u00e0n \u0111\u1ebfn b\u1ed9 x\u1eed l\u00fd thanh to\u00e1n.<\/li>\n<\/ul>\n<p>C\u00e1c c\u00f4ng ty nh\u01b0 Stripe, Square v\u00e0 PayPal c\u00f3 th\u1ec3 \u0111\u00f3ng vai tr\u00f2 l\u00e0 b\u1ed9 x\u1eed l\u00fd thanh to\u00e1n v\u00e0 c\u1ed5ng thanh to\u00e1n. Trong ng\u00e0nh kh\u00e1ch s\u1ea1n, c\u00e1c c\u00f4ng ty c\u00f4ng ngh\u1ec7 nh\u01b0 <strong>Cloudbeds<\/strong> c\u0169ng l\u00e0m nh\u01b0 v\u1eady, gi\u00fap kh\u00e1ch s\u1ea1n ti\u1ebft ki\u1ec7m chi ph\u00ed v\u00e0 b\u1ecf qua s\u1ef1 c\u1ea7n thi\u1ebft c\u1ee7a t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng ng\u01b0\u1eddi b\u00e1n.<\/p>\n<h2 id=\"main-payment-methods\">C\u00e1c ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n ch\u00ednh l\u00e0 g\u00ec?<\/h2>\n<p>Nh\u01b0 ch\u00fang ta \u0111\u00e3 th\u1ea3o lu\u1eadn, trong l\u0129nh v\u1ef1c kinh doanh ch\u1ed7 \u1edf, c\u00e1c <strong>ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n ph\u1ed5 bi\u1ebfn nh\u1ea5t<\/strong> l\u00e0:<\/p>\n<ul>\n<li>Th\u1ebb ghi n\u1ee3<\/li>\n<li>Th\u1ebb t\u00edn d\u1ee5ng<\/li>\n<li>Ti\u1ec1n m\u1eb7t<\/li>\n<li>Thanh to\u00e1n di \u0111\u1ed9ng<\/li>\n<li>Thanh to\u00e1n \u1ea3o<\/li>\n<li>C\u00e1c ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n \u0111\u01b0\u1ee3c b\u1ea3n \u0111\u1ecba h\u00f3a (v\u00ed d\u1ee5: OXXO, iDEAL, SEPA)<\/li>\n<\/ul>\n<h3>V\u00ed di \u0111\u1ed9ng ho\u1eb7c v\u00ed \u0111i\u1ec7n t\u1eed l\u00e0 g\u00ec?<\/h3>\n<p>V\u00ed di \u0111\u1ed9ng ho\u1eb7c k\u1ef9 thu\u1eadt s\u1ed1 l\u00e0 m\u1ed9t \u1ee9ng d\u1ee5ng nh\u01b0 Apple Pay, Google Pay ho\u1eb7c Samsung Pay l\u01b0u tr\u1eef th\u00f4ng tin ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n tr\u00ean thi\u1ebft b\u1ecb di \u0111\u1ed9ng. Ng\u01b0\u1eddi d\u00f9ng c\u00f3 th\u1ec3 th\u1ef1c hi\u1ec7n thanh to\u00e1n kh\u00f4ng ti\u1ebfp x\u00fac qua v\u00ed di \u0111\u1ed9ng b\u1eb1ng c\u00e1ch gi\u1eef thi\u1ebft b\u1ecb di \u0111\u1ed9ng c\u1ee7a h\u1ecd tr\u00ean thi\u1ebft b\u1ecb \u0111\u1ea7u cu\u1ed1i thanh to\u00e1n. \u0110\u1ebfn n\u0103m 2024, v\u00ed di \u0111\u1ed9ng d\u1ef1 ki\u1ebfn s\u1ebd chi\u1ebfm m\u1ed9t ph\u1ea7n ba s\u1ed1 giao d\u1ecbch POS tr\u00ean to\u00e0n th\u1ebf gi\u1edbi, <strong>theo Worldpay<\/strong>.<\/p>\n<h3>Th\u1ebb t\u00edn d\u1ee5ng \u1ea3o l\u00e0 g\u00ec?<\/h3>\n<p>Th\u1ebb t\u00edn d\u1ee5ng \u1ea3o (VCC) l\u00e0 s\u1ed1 th\u1ebb t\u00edn d\u1ee5ng t\u1ea1m th\u1eddi do ng\u00e2n h\u00e0ng ph\u00e1t h\u00e0nh, cho ph\u00e9p m\u1ecdi ng\u01b0\u1eddi v\u00e0 doanh nghi\u1ec7p th\u1ef1c hi\u1ec7n thanh to\u00e1n tr\u1ef1c tuy\u1ebfn m\u00e0 kh\u00f4ng ti\u1ebft l\u1ed9 chi ti\u1ebft th\u1ebb th\u1ef1c t\u1ebf. <strong>OTA<\/strong> nh\u01b0 Booking.com v\u00e0 Expedia th\u01b0\u1eddng s\u1eed d\u1ee5ng VCC \u0111\u1ec3 g\u1eedi thanh to\u00e1n cho kh\u00e1ch s\u1ea1n. VCC \u0111\u01b0\u1ee3c ph\u00e1t h\u00e0nh cho m\u1ed9t giao d\u1ecbch c\u1ee5 th\u1ec3 v\u1edbi m\u1ed9t s\u1ed1 ti\u1ec1n c\u1ee5 th\u1ec3.<\/p>\n<h3>S\u1ef1 kh\u00e1c bi\u1ec7t gi\u1eefa \u0110i\u1ec3m b\u00e1n h\u00e0ng v\u00e0 \u0110i\u1ec3m t\u01b0\u01a1ng t\u00e1c l\u00e0 g\u00ec?<\/h3>\n<p><strong>\u0110i\u1ec3m b\u00e1n h\u00e0ng, ho\u1eb7c h\u1ec7 th\u1ed1ng POS<\/strong>, \u0111\u1ec1 c\u1eadp \u0111\u1ebfn n\u01a1i giao d\u1ecbch thanh to\u00e1n \u0111\u01b0\u1ee3c x\u1eed l\u00fd, ch\u1eb3ng h\u1ea1n nh\u01b0 m\u00e1y t\u00ednh ti\u1ec1n ho\u1eb7c thi\u1ebft b\u1ecb \u0111\u1ea7u cu\u1ed1i m\u00e1y t\u00ednh. \u0110i\u1ec3m t\u01b0\u01a1ng t\u00e1c, ho\u1eb7c POI, \u0111\u1ec1 c\u1eadp \u0111\u1ebfn m\u1ed9t thi\u1ebft b\u1ecb thanh to\u00e1n &#8220;t\u01b0\u01a1ng t\u00e1c&#8221; v\u1edbi th\u1ebb c\u1ee7a ch\u1ee7 th\u1ebb th\u00f4ng qua d\u1ea3i t\u1eeb, chip ho\u1eb7c \u1ee9ng d\u1ee5ng di \u0111\u1ed9ng.<\/p>\n<h3>S\u1ef1 kh\u00e1c bi\u1ec7t gi\u1eefa th\u1ebb Magstripe v\u00e0 th\u1ebb chip th\u00f4ng minh l\u00e0 g\u00ec?<\/h3>\n<p>Th\u1ebb t\u00edn d\u1ee5ng c\u00f3 d\u1ea3i t\u1eeb \u1edf m\u1eb7t sau y\u00eau c\u1ea7u kh\u00e1ch h\u00e0ng k\u00fd v\u00e0o bi\u00ean lai \u0111\u1ec3 x\u00e1c nh\u1eadn giao d\u1ecbch. Nh\u1eefng th\u1ebb n\u00e0y d\u1ec5 b\u1ecb gian l\u1eadn h\u01a1n v\u00ec t\u01b0\u01a1ng \u0111\u1ed1i d\u1ec5 d\u00e0ng \u0111\u1ec3 \u0111\u1ecdc v\u00e0 sao ch\u00e9p th\u00f4ng tin thanh to\u00e1n v\u00e0 t\u1ea1o th\u1ebb tr\u00f9ng l\u1eb7p. V\u00ec \u0111i\u1ec1u n\u00e0y, c\u00e1c nh\u00e0 ph\u00e1t h\u00e0nh th\u1ebb \u0111\u00e3 chuy\u1ec3n sang s\u1ea3n xu\u1ea5t th\u1ebb t\u00edn d\u1ee5ng ch\u1ec9 c\u00f3 magstripe. C\u00f4ng ngh\u1ec7 an to\u00e0n h\u01a1n l\u00e0 chip th\u00f4ng minh EMV, kh\u00f3 sao ch\u00e9p h\u01a1n nhi\u1ec1u v\u00e0 trong nhi\u1ec1u tr\u01b0\u1eddng h\u1ee3p y\u00eau c\u1ea7u kh\u00e1ch h\u00e0ng nh\u1eadp m\u00e3 PIN ri\u00eang t\u01b0.<\/p>\n<h2 id=\"transaction-types\">C\u00e1c lo\u1ea1i giao d\u1ecbch thanh to\u00e1n ch\u00ednh l\u00e0 g\u00ec?<\/h2>\n<p>C\u00f3 ba lo\u1ea1i giao d\u1ecbch thanh to\u00e1n ch\u00ednh.<\/p>\n<ul>\n<li><b>Giao d\u1ecbch c\u00f3 th\u1ebb (CP)<\/b> x\u1ea3y ra khi kh\u00e1ch h\u00e0ng v\u00e0 th\u1ebb t\u00edn d\u1ee5ng c\u1ee7a h\u1ecd c\u00f3 m\u1eb7t th\u1ef1c t\u1ebf t\u1ea1i doanh nghi\u1ec7p v\u00e0 thanh to\u00e1n b\u1eb1ng c\u00e1ch ch\u00e8n chip c\u1ee7a h\u1ecd (v\u00e0 nh\u1eadp m\u00e3 PIN c\u1ee7a h\u1ecd n\u1ebfu \u0111\u01b0\u1ee3c y\u00eau c\u1ea7u) \u0111\u1ec3 ho\u00e0n t\u1ea5t giao d\u1ecbch.<\/li>\n<li><b>Giao d\u1ecbch kh\u00f4ng c\u00f3 th\u1ebb (CNP)<\/b> x\u1ea3y ra khi kh\u00e1ch h\u00e0ng kh\u00f4ng c\u00f3 m\u1eb7t th\u1ef1c t\u1ebf t\u1ea1i doanh nghi\u1ec7p, bao g\u1ed3m thanh to\u00e1n tr\u1ef1c tuy\u1ebfn v\u00e0 MOTO (\u0111\u1eb7t h\u00e0ng qua th\u01b0\/\u0111i\u1ec7n tho\u1ea1i). Giao d\u1ecbch MOTO l\u00e0 khi kh\u00e1ch h\u00e0ng cung c\u1ea5p chi ti\u1ebft th\u1ebb v\u00e0 nh\u00e2n vi\u00ean nh\u1eadp ch\u00fang th\u1ee7 c\u00f4ng ho\u1eb7c s\u1eed d\u1ee5ng th\u00f4ng tin \u0111\u01b0\u1ee3c l\u01b0u tr\u1eef.<\/li>\n<li><b>Thanh to\u00e1n kh\u00f4ng ti\u1ebfp x\u00fac<\/b> x\u1ea3y ra khi kh\u00e1ch h\u00e0ng c\u00f3 m\u1eb7t nh\u01b0ng kh\u00f4ng t\u01b0\u01a1ng t\u00e1c v\u1eadt l\u00fd v\u1edbi thi\u1ebft b\u1ecb \u0111\u1ea7u cu\u1ed1i thanh to\u00e1n. Kh\u00e1ch h\u00e0ng gi\u1eef th\u1ebb ho\u1eb7c \u0111i\u1ec7n tho\u1ea1i th\u00f4ng minh (v\u00ed di \u0111\u1ed9ng) tr\u00ean \u0111\u1ea7u \u0111\u1ecdc v\u00e0 th\u00f4ng tin \u0111\u01b0\u1ee3c m\u00e3 h\u00f3a \u0111\u01b0\u1ee3c chuy\u1ec3n v\u00e0 \u0111\u1ecdc an to\u00e0n b\u1edfi thi\u1ebft b\u1ecb thanh to\u00e1n.<\/li>\n<\/ul>\n<h2 id=\"processing-fees\">C\u00e1c kho\u1ea3n ph\u00ed x\u1eed l\u00fd th\u1ebb t\u00edn d\u1ee5ng kh\u00e1ch s\u1ea1n ch\u00ednh l\u00e0 g\u00ec?<\/h2>\n<p>Nh\u01b0 ch\u00fang ta v\u1eeba th\u1ea5y, m\u1ed9t s\u1ed1 ng\u01b0\u1eddi ch\u01a1i tham gia v\u00e0o c\u00e1c d\u1ecbch v\u1ee5 thanh to\u00e1n v\u00e0 m\u1ed7i ng\u01b0\u1eddi t\u00ednh m\u1ed9t t\u1ef7 l\u1ec7 x\u1eed l\u00fd cho c\u00e1c d\u1ecbch v\u1ee5 c\u1ee7a m\u00ecnh. M\u1ed9t s\u1ed1 l\u01b0\u1ee3ng l\u1edbn c\u00e1c giao d\u1ecbch qu\u1ed1c t\u1ebf v\u00e0 vi\u1ec7c s\u1eed d\u1ee5ng th\u1ebb t\u00edn d\u1ee5ng v\u00e0 th\u1ebb th\u01b0\u01a1ng m\u1ea1i cao l\u00e0m cho ph\u00ed thanh to\u00e1n cao trong ng\u00e0nh kh\u00e1ch s\u1ea1n. Ai tr\u1ea3 ti\u1ec1n? Ch\u00e0, trong h\u1ea7u h\u1ebft c\u00e1c tr\u01b0\u1eddng h\u1ee3p, b\u1ea1n, ng\u01b0\u1eddi b\u00e1n.<\/p>\n<p>C\u00f3 3 lo\u1ea1i ph\u00ed x\u1eed l\u00fd th\u1ebb t\u00edn d\u1ee5ng ch\u00ednh:<\/p>\n<ol>\n<li><b>T\u1ef7 l\u1ec7 trao \u0111\u1ed5i<\/b> \u0111\u01b0\u1ee3c g\u1eedi \u0111\u1ebfn b\u1ed9 x\u1eed l\u00fd thanh to\u00e1n c\u1ee7a b\u1ea1n b\u1edfi ng\u00e2n h\u00e0ng ph\u00e1t h\u00e0nh c\u1ee7a kh\u00e1ch h\u00e0ng v\u00e0 sau \u0111\u00f3 \u0111\u01b0\u1ee3c t\u00ednh cho b\u1ea1n, ng\u01b0\u1eddi b\u00e1n, cho m\u1ed7i giao d\u1ecbch th\u1ebb t\u00edn d\u1ee5ng. N\u00f3 th\u01b0\u1eddng \u0111\u01b0\u1ee3c t\u00ednh l\u00e0 m\u1ed9t ph\u1ea7n tr\u0103m c\u1ee7a doanh s\u1ed1 b\u00e1n h\u00e0ng, c\u1ed9ng v\u1edbi m\u1ed9t s\u1ed1 ti\u1ec1n ph\u00ed c\u1ed1 \u0111\u1ecbnh v\u00e0 s\u1ed1 ti\u1ec1n c\u1ed1 \u0111\u1ecbnh, v\u00e0 kh\u00f4ng th\u1ec3 th\u01b0\u01a1ng l\u01b0\u1ee3ng.<\/li>\n<li><b>Ph\u00ed \u0111\u00e1nh gi\u00e1<\/b> \u0111\u01b0\u1ee3c tr\u1ea3 cho c\u00e1c m\u1ea1ng th\u1ebb t\u00edn d\u1ee5ng cho c\u00e1c d\u1ecbch v\u1ee5 li\u00ean quan \u0111\u1ebfn m\u1ea1ng kh\u00e1c nhau, v\u00ed d\u1ee5: PCI DSS. C\u00e1c kho\u1ea3n ph\u00ed n\u00e0y \u0111\u01b0\u1ee3c chuy\u1ec3n qua t\u1eeb c\u00e1c m\u1ea1ng th\u1ebb t\u00edn d\u1ee5ng, d\u1ef1a tr\u00ean m\u1ed9t s\u1ed1 y\u1ebfu t\u1ed1 v\u00e0 kh\u00f4ng th\u1ec3 th\u01b0\u01a1ng l\u01b0\u1ee3ng.<\/li>\n<li><b>Ph\u00ed x\u1eed l\u00fd v\u00e0 c\u1ed5ng thanh to\u00e1n<\/b> \u0111\u01b0\u1ee3c t\u00ednh b\u1edfi c\u00e1c nh\u00e0 cung c\u1ea5p, bao g\u1ed3m ph\u00ed h\u00e0ng th\u00e1ng v\u00e0 ph\u00ed cho m\u1ed7i giao d\u1ecbch. C\u00e1c kho\u1ea3n ph\u00ed b\u1ed5 sung c\u00f3 th\u1ec3 \u00e1p d\u1ee5ng cho thi\u1ebft l\u1eadp, thu\u00ea thi\u1ebft b\u1ecb \u0111\u1ea7u cu\u1ed1i v\u00e0 x\u1eed l\u00fd b\u1ed3i ho\u00e0n. M\u1ed9t s\u1ed1 ph\u00ed c\u1ed1 \u0111\u1ecbnh c\u00f3 th\u1ec3 th\u01b0\u01a1ng l\u01b0\u1ee3ng.<\/li>\n<\/ol>\n<h2>Ph\u00ed th\u1ebb t\u00edn d\u1ee5ng kh\u00e1c nhau nh\u01b0 th\u1ebf n\u00e0o?<\/h2>\n<p>D\u01b0\u1edbi \u0111\u00e2y l\u00e0 m\u1ed9t v\u00e0i y\u1ebfu t\u1ed1 c\u00f3 th\u1ec3 \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn ph\u00ed:<\/p>\n<ul>\n<li><b>M\u1ea1ng th\u1ebb t\u00edn d\u1ee5ng.<\/b> Ph\u00ed th\u01b0\u1eddng cao h\u01a1n \u0111\u1ed1i v\u1edbi th\u1ebb American Express so v\u1edbi th\u1ebb Mastercard ho\u1eb7c Visa.<\/li>\n<li><b>Lo\u1ea1i th\u1ebb.<\/b> Ph\u00ed cho th\u1ebb ph\u1ea7n th\u01b0\u1edfng, th\u1ebb c\u00f4ng ty v\u00e0 th\u1ebb \u1ea3o th\u01b0\u1eddng cao h\u01a1n th\u1ebb ghi n\u1ee3 v\u00e0 th\u1ebb t\u00edn d\u1ee5ng c\u00e1 nh\u00e2n.<\/li>\n<li><b>Giao d\u1ecbch xuy\u00ean bi\u00ean gi\u1edbi.<\/b> Ph\u00ed cao h\u01a1n cho c\u00e1c giao d\u1ecbch x\u1ea3y ra khi \u0111\u01a1n v\u1ecb ti\u1ec1n t\u1ec7 c\u1ee7a th\u1ebb kh\u00e1c v\u1edbi \u0111\u01a1n v\u1ecb ti\u1ec1n t\u1ec7 c\u1ee7a giao d\u1ecbch HO\u1eb6C qu\u1ed1c gia ph\u00e1t h\u00e0nh th\u1ebb kh\u00e1c v\u1edbi qu\u1ed1c gia giao d\u1ecbch.<\/li>\n<li><b>C\u00e1c quy \u0111\u1ecbnh c\u1ee5 th\u1ec3 c\u1ee7a qu\u1ed1c gia.<\/b> C\u00e1c quy t\u1eafc c\u1ee5 th\u1ec3 c\u1ee7a qu\u1ed1c gia c\u00f3 th\u1ec3 \u0111\u1eb7t gi\u1edbi h\u1ea1n v\u1ec1 s\u1ed1 ti\u1ec1n c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c t\u00ednh cho ng\u01b0\u1eddi b\u00e1n b\u1edfi t\u1ea5t c\u1ea3 c\u00e1c b\u00ean li\u00ean quan \u0111\u1ebfn giao d\u1ecbch.<\/li>\n<li><b>Chi ti\u1ebft giao d\u1ecbch.<\/b> C\u00e1c giao d\u1ecbch c\u00f3 \u00edt chi ti\u1ebft h\u01a1n trong y\u00eau c\u1ea7u thanh to\u00e1n \u0111\u01b0\u1ee3c coi l\u00e0 r\u1ee7i ro h\u01a1n so v\u1edbi c\u00e1c giao d\u1ecbch ch\u1ee9a d\u1eef li\u1ec7u h\u1ed7 tr\u1ee3 giao d\u1ecbch.<\/li>\n<li><b>Ng\u01b0\u1eddi b\u00e1n.<\/b> Ph\u00ed c\u00f3 th\u1ec3 kh\u00e1c nhau t\u00f9y theo m\u1ee9c \u0111\u1ed9 r\u1ee7i ro nh\u1eadn th\u1ee9c \u0111\u01b0\u1ee3c c\u1ee7a doanh nghi\u1ec7p v\u00e0 ng\u00e0nh c\u1ee7a ng\u01b0\u1eddi b\u00e1n, theo quy \u0111\u1ecbnh c\u1ee7a M\u00e3 danh m\u1ee5c ng\u01b0\u1eddi b\u00e1n.<\/li>\n<li><b>Nh\u00e0 cung c\u1ea5p.<\/b> Ph\u00ed v\u00e0 g\u00f3i c\u00f3 th\u1ec3 kh\u00e1c nhau t\u00f9y theo nh\u00e0 cung c\u1ea5p, v\u00ec v\u1eady \u0111i\u1ec1u quan tr\u1ecdng l\u00e0 y\u00eau c\u1ea7u ph\u00e2n t\u00edch \u0111\u1ea7y \u0111\u1ee7 v\u1ec1 c\u00e1c kho\u1ea3n ph\u00ed v\u00e0 so s\u00e1nh c\u00e1c \u01b0u \u0111\u00e3i t\u1eeb c\u00e1c nh\u00e0 cung c\u1ea5p.<\/li>\n<\/ul>\n<h2 id=\"challenges\">Nh\u1eefng th\u00e1ch th\u1ee9c trong x\u1eed l\u00fd thanh to\u00e1n kh\u00e1ch s\u1ea1n v\u00e0 c\u00e1ch v\u01b0\u1ee3t qua ch\u00fang<\/h2>\n<p>B\u00e2y gi\u1edd h\u00e3y xem x\u00e9t c\u00e1c \u0111i\u1ec3m kh\u00f3 kh\u0103n ph\u1ed5 bi\u1ebfn trong x\u1eed l\u00fd thanh to\u00e1n cho c\u00e1c ch\u1ee7 kh\u00e1ch s\u1ea1n:<\/p>\n<ul>\n<li>S\u1eed d\u1ee5ng c\u00e1c h\u1ec7 th\u1ed1ng thanh to\u00e1n th\u1ee7 c\u00f4ng ho\u1eb7c l\u1ed7i th\u1eddi l\u00e3ng ph\u00ed th\u1eddi gian v\u00e0 d\u1eabn \u0111\u1ebfn l\u1ed7i<\/li>\n<li>Qu\u1ea3n l\u00fd nhi\u1ec1u h\u1ec7 th\u1ed1ng v\u00e0 nh\u00e0 cung c\u1ea5p kh\u00f4ng t\u00edch h\u1ee3p ho\u1eb7c n\u00f3i chuy\u1ec7n v\u1edbi nhau<\/li>\n<li>C\u00e1c nh\u00e0 cung c\u1ea5p kh\u00f4ng \u1edf \u0111\u00f3 cho b\u1ea1n khi b\u1ea1n c\u1ea7n h\u1ed7 tr\u1ee3<\/li>\n<li>H\u00e0ng gi\u1edd d\u00e0nh cho vi\u1ec7c \u0111\u1ed1i chi\u1ebfu thanh to\u00e1n<\/li>\n<li>Qu\u1ea3n l\u00fd b\u1ed3i ho\u00e0n, ho\u00e0n ti\u1ec1n v\u00e0 gian l\u1eadn<\/li>\n<li>\u0110i\u1ec1u h\u01b0\u1edbng c\u00e1c c\u1ea5u tr\u00fac ph\u00ed ph\u1ee9c t\u1ea1p d\u01b0\u1eddng nh\u01b0 c\u00f3 l\u1ee3i cho m\u1ecdi ng\u01b0\u1eddi tr\u1eeb b\u1ea1n<\/li>\n<li>\u0110i\u1ec1u ch\u1ec9nh c\u00e1c ph\u01b0\u01a1ng th\u1ee9c v\u00e0 t\u00f9y ch\u1ecdn thanh to\u00e1n m\u1edbi<\/li>\n<li>Ch\u1edd \u0111\u1ee3i m\u1ed9t th\u1eddi gian d\u00e0i \u0111\u1ec3 nh\u1eadn thanh to\u00e1n<\/li>\n<li>X\u1eed l\u00fd v\u00e0 hi\u1ec3u c\u00e1c quy t\u1eafc b\u1ed3i ho\u00e0n<\/li>\n<li>Tu\u00e2n th\u1ee7 c\u00e1c quy \u0111\u1ecbnh PCI ph\u1ee9c t\u1ea1p v\u00e0 li\u00ean t\u1ee5c thay \u0111\u1ed5i<\/li>\n<li>Tu\u00e2n th\u1ee7 c\u00e1c quy \u0111\u1ecbnh thanh to\u00e1n \u0111\u1ecba ph\u01b0\u01a1ng ph\u1ee9c t\u1ea1p, m\u01a1 h\u1ed3 (v\u00ed d\u1ee5: X\u00e1c th\u1ef1c kh\u00e1ch h\u00e0ng m\u1ea1nh m\u1ebd) \u0111\u1ec3 tr\u00e1nh b\u1ecb ph\u1ea1t n\u1eb7ng.<\/li>\n<li>Gi\u1eef cho kh\u00e1ch h\u00e0ng h\u00e0i l\u00f2ng trong khi tr\u1edf th\u00e0nh m\u1ed9t chuy\u00ean gia thanh to\u00e1n<\/li>\n<\/ul>\n<p>B\u00e2y gi\u1edd h\u00e3y h\u00edt m\u1ed9t h\u01a1i th\u1eadt s\u00e2u v\u00e0 ch\u00fang ta s\u1ebd th\u1ea3o lu\u1eadn v\u1ec1 c\u00e1ch v\u01b0\u1ee3t qua nh\u1eefng th\u00e1ch th\u1ee9c n\u00e0y.<\/p>\n<h2 id=\"benefits-payment-solution\">L\u1ee3i \u00edch c\u1ee7a m\u1ed9t gi\u1ea3i ph\u00e1p thanh to\u00e1n t\u00edch h\u1ee3p<\/h2>\n<p>M\u1eb7c d\u00f9 kh\u00f4ng c\u00f3 th\u00e1ch th\u1ee9c n\u00e0o \u1edf tr\u00ean l\u00e0 kh\u00f4ng th\u1ec3 v\u01b0\u1ee3t qua, nh\u01b0ng b\u1ea1n kh\u00f4ng th\u1ec3 l\u00e0m \u0111i\u1ec1u \u0111\u00f3 n\u1ebfu kh\u00f4ng c\u00f3 c\u00f4ng ngh\u1ec7 hi\u1ec7u qu\u1ea3 v\u00e0 \u0111\u00e1ng tin c\u1eady. K\u1ecbch b\u1ea3n ho\u00e0n h\u1ea3o? M\u1ed9t gi\u1ea3i ph\u00e1p thanh to\u00e1n k\u1ebft h\u1ee3p b\u1ed9 x\u1eed l\u00fd thanh to\u00e1n, c\u1ed5ng thanh to\u00e1n v\u00e0 t\u00e0i kho\u1ea3n ng\u01b0\u1eddi b\u00e1n v\u00e0 \u0111\u01b0\u1ee3c t\u00edch h\u1ee3p v\u1edbi h\u1ec7 th\u1ed1ng qu\u1ea3n l\u00fd t\u00e0i s\u1ea3n (PMS) c\u1ee7a b\u1ea1n.<\/p>\n<p>D\u01b0\u1edbi \u0111\u00e2y ch\u1ec9 l\u00e0 m\u1ed9t v\u00e0i trong s\u1ed1 nh\u1eefng l\u1ee3i \u00edch b\u1ea1n s\u1ebd \u0111\u01b0\u1ee3c h\u01b0\u1edfng v\u1edbi lo\u1ea1i thi\u1ebft l\u1eadp \u0111\u00f3<\/p>\n<p><strong>L\u00e0m h\u00e0i l\u00f2ng kh\u00e1ch h\u00e0ng c\u1ee7a b\u1ea1n.<\/strong> S\u1ef1 hi\u1ebfu kh\u00e1ch l\u00e0 t\u1ea5t c\u1ea3 v\u1ec1 vi\u1ec7c \u0111\u00e1p \u1ee9ng s\u1edf th\u00edch c\u1ee7a kh\u00e1ch h\u00e0ng, ph\u1ea3i kh\u00f4ng? \u0110i\u1ec1u \u0111\u00f3 bao g\u1ed3m vi\u1ec7c \u0111i\u1ec1u ch\u1ec9nh c\u00e1c ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n \u01b0a th\u00edch c\u1ee7a h\u1ecd v\u00e0 cung c\u1ea5p tr\u1ea3i nghi\u1ec7m thanh to\u00e1n kh\u00f4ng ma s\u00e1t.<\/p>\n<p>V\u1edbi m\u1ed9t b\u1ed9 x\u1eed l\u00fd thanh to\u00e1n hi\u1ec7n \u0111\u1ea1i, b\u1ea1n c\u00f3 th\u1ec3 cung c\u1ea5p cho kh\u00e1ch h\u00e0ng c\u1ee7a m\u00ecnh t\u1ea5t c\u1ea3 c\u00e1c t\u00f9y ch\u1ecdn thanh to\u00e1n ph\u1ed5 bi\u1ebfn nh\u1ea5t, bao g\u1ed3m th\u1ebb t\u00edn d\u1ee5ng, th\u1ebb ghi n\u1ee3, kh\u00f4ng ti\u1ebfp x\u00fac v\u00e0 v\u00ed di \u0111\u1ed9ng.<\/p>\n<p><strong>T\u0103ng t\u1ed1c c\u00e1c giao d\u1ecbch.<\/strong> Thanh to\u00e1n kh\u00f4ng ti\u1ebfp x\u00fac nhanh h\u01a1n g\u1ea5p 10 l\u1ea7n so v\u1edbi c\u00e1c ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n tr\u1ef1c ti\u1ebfp kh\u00e1c, <strong>theo Mastercard<\/strong>. \u0110i\u1ec1u \u0111\u00f3 c\u00f3 ngh\u0129a l\u00e0 kh\u00e1ch h\u00e0ng kh\u00f4ng g\u00f5 ng\u00f3n tay l\u00ean b\u00e0n l\u1ec5 t\u00e2n trong khi m\u1ed9t nh\u00e2n vi\u00ean loay hoay v\u1edbi ti\u1ec1n m\u1eb7t ho\u1eb7c nh\u1eadp th\u00f4ng tin th\u1ee7 c\u00f4ng. V\u1edbi h\u1ec7 th\u1ed1ng x\u1eed l\u00fd thanh to\u00e1n, chi ti\u1ebft thanh to\u00e1n \u0111\u01b0\u1ee3c ghi l\u1ea1i ngay l\u1eadp t\u1ee9c khi ch\u1ea1m v\u00e0o th\u1ebb v\u00e0 \u0111\u01b0\u1ee3c l\u01b0u tr\u1eef trong h\u1ed3 s\u01a1 kh\u00e1ch cho c\u00e1c l\u1ea7n l\u01b0u tr\u00fa trong t\u01b0\u01a1ng lai.<\/p>\n<p><strong>Kh\u00f4ng c\u00f2n l\u1ed7i d\u1eef li\u1ec7u.<\/strong> Khi chi ti\u1ebft th\u1ebb \u0111\u01b0\u1ee3c nh\u1eadp th\u1ee7 c\u00f4ng, t\u1ef7 l\u1ec7 l\u1ed7i t\u0103ng l\u00ean \u0111\u00e1ng k\u1ec3 &#8211; v\u00e0 ph\u00ed v\u00e0 b\u1ed3i ho\u00e0n c\u0169ng v\u1eady. H\u1ec7 th\u1ed1ng x\u1eed l\u00fd thanh to\u00e1n gi\u00fap gi\u1ea3m l\u1ed7i nh\u1eadp d\u1eef li\u1ec7u v\u00e0 t\u00ednh to\u00e1n. Nh\u00e2n vi\u00ean d\u00e0nh \u00edt th\u1eddi gian h\u01a1n \u0111\u1ec3 kh\u1eafc ph\u1ee5c s\u1ef1 c\u1ed1 v\u00e0 d\u00e0nh nhi\u1ec1u th\u1eddi gian h\u01a1n \u0111\u1ec3 ch\u0103m s\u00f3c kh\u00e1ch h\u00e0ng &#8211; v\u00e0 \u0111\u00f3 l\u00e0 m\u1ed9t \u0111i\u1ec1u tuy\u1ec7t v\u1eddi.<\/p>\n<p><strong>L\u00e0m cho vi\u1ec7c \u0111\u1ed1i chi\u1ebfu tr\u1edf n\u00ean d\u1ec5 d\u00e0ng.<\/strong> Khi x\u1eed l\u00fd thanh to\u00e1n l\u00e0 th\u1ee7 c\u00f4ng ho\u1eb7c r\u1ea3i r\u00e1c tr\u00ean c\u00e1c h\u1ec7 th\u1ed1ng, qu\u00e1 nhi\u1ec1u th\u1eddi gian b\u1ecb l\u00e3ng ph\u00ed \u0111\u1ec3 chuy\u1ec3n d\u1eef li\u1ec7u, \u0111\u1ed1i chi\u1ebfu thanh to\u00e1n v\u00e0 gi\u1ea3i quy\u1ebft c\u00e1c v\u1ea5n \u0111\u1ec1 gi\u1eefa c\u00e1c nh\u00e0 cung c\u1ea5p. V\u1edbi m\u1ed9t h\u1ec7 th\u1ed1ng thanh to\u00e1n t\u00edch h\u1ee3p, b\u1ea1n c\u00f3 m\u1ed9t h\u1ed3 s\u01a1 kh\u00e1ch cho t\u1ea5t c\u1ea3 c\u00e1c giao d\u1ecbch v\u00e0 m\u1ed9t \u0111i\u1ec3m li\u00ean h\u1ec7 \u0111\u1ec3 gi\u1ea3i quy\u1ebft c\u00e1c v\u1ea5n \u0111\u1ec1. M\u1ecdi th\u1ee9 \u0111\u1ec1u \u0111\u01b0\u1ee3c t\u1ef1 \u0111\u1ed9ng h\u00f3a v\u00e0 \u0111\u1ed3ng b\u1ed9 v\u1edbi PMS c\u1ee7a b\u1ea1n, bao g\u1ed3m c\u1ea3 b\u00e1o c\u00e1o.<\/p>\n<p><strong>Ti\u1ebft ki\u1ec7m ti\u1ec1n v\u00e0 th\u1eddi gian.<\/strong> \u0110\u1ed1i v\u1edbi c\u00e1c nh\u00e0 \u0111i\u1ec1u h\u00e0nh ch\u1ed7 \u1edf, m\u1ed9t \u0111i\u1ec3m ph\u1ea3n \u0111\u1ed1i l\u1edbn \u0111\u1ed1i v\u1edbi thanh to\u00e1n b\u1eb1ng th\u1ebb t\u00edn d\u1ee5ng l\u00e0 ch\u00fang \u0111\u01b0\u1ee3c coi l\u00e0 t\u1ed1n k\u00e9m h\u01a1n ti\u1ec1n m\u1eb7t. Nh\u01b0ng h\u00e3y ngh\u0129 v\u1ec1 chi ph\u00ed c\u1ee7a vi\u1ec7c kh\u00f4ng ch\u1ea5p nh\u1eadn th\u1ebb t\u00edn d\u1ee5ng, bao g\u1ed3m m\u1ea5t \u0111\u1eb7t ph\u00f2ng, chi ph\u00ed lao \u0111\u1ed9ng cao h\u01a1n, thi\u1ebfu ti\u1ec1n m\u1eb7t v\u00e0 tr\u1ed9m c\u1eafp. B\u1eb1ng c\u00e1ch h\u1ee3p t\u00e1c v\u1edbi m\u1ed9t nh\u00e0 cung c\u1ea5p thanh to\u00e1n t\u00edch h\u1ee3p, b\u1ea1n c\u00f3 th\u1ec3 c\u1eaft gi\u1ea3m nh\u1eefng ng\u01b0\u1eddi trung gian kh\u00f3 ch\u1ecbu \u0111\u00f3, nh\u1eadn \u0111\u01b0\u1ee3c gi\u00e1 tr\u1ecb cho nh\u1eefng g\u00ec b\u1ea1n ph\u1ea3i tr\u1ea3, ti\u1ebft ki\u1ec7m th\u1eddi gian v\u00e0 chi ph\u00ed \u0111\u00e0o t\u1ea1o nh\u00e2n vi\u00ean tr\u00ean nhi\u1ec1u h\u1ec7 th\u1ed1ng.<\/p>\n<p><strong>Gi\u00fap kh\u00e1ch h\u00e0ng chi ti\u00eau d\u1ec5 d\u00e0ng h\u01a1n.<\/strong> M\u1ed9t <strong>nghi\u00ean c\u1ee9u t\u1eeb MIT<\/strong> cho th\u1ea5y r\u1eb1ng vi\u1ec7c s\u1eed d\u1ee5ng th\u1ebb t\u00edn d\u1ee5ng k\u00edch th\u00edch h\u1ec7 th\u1ed1ng ph\u1ea7n th\u01b0\u1edfng c\u1ee7a n\u00e3o v\u00e0 th\u00fac \u0111\u1ea9y vi\u1ec7c chi ti\u00eau th\u00eam. V\u00e0 du l\u1ecbch l\u00e0 c\u01a1 h\u1ed9i ho\u00e0n h\u1ea3o \u0111\u1ec3 khuy\u1ebfn kh\u00edch kh\u00e1ch h\u00e0ng t\u1ef1 th\u01b0\u1edfng cho m\u00ecnh v\u1edbi c\u00e1c upsells nh\u01b0 n\u00e2ng c\u1ea5p ph\u00f2ng ho\u1eb7c d\u1ecbch v\u1ee5 ph\u00f2ng, \u0111\u1eb7c bi\u1ec7t khi qu\u00e1 tr\u00ecnh thanh to\u00e1n di\u1ec5n ra li\u1ec1n m\u1ea1ch. Ngo\u00e0i ra, v\u1edbi m\u1ed9t <strong>c\u00f4ng c\u1ee5 \u0111\u1eb7t ph\u00f2ng<\/strong> trang web \u0111\u01b0\u1ee3c t\u00edch h\u1ee3p v\u1edbi h\u1ec7 th\u1ed1ng thanh to\u00e1n v\u00e0 PMS c\u1ee7a b\u1ea1n, b\u1ea1n s\u1ebd nh\u1eadn \u0111\u01b0\u1ee3c c\u00e1c \u0111\u1eb7t ph\u00f2ng tr\u1ef1c ti\u1ebfp trong khi b\u1ea1n ng\u1ee7! Thanh to\u00e1n t\u1eeb c\u00e1c \u0111\u1eb7t ph\u00f2ng tr\u1ef1c tuy\u1ebfn n\u00e0y s\u1ebd \u0111\u01b0\u1ee3c x\u1eed l\u00fd hi\u1ec7u qu\u1ea3 v\u00e0 nhanh ch\u00f3ng h\u01a1n.<\/p>\n<div>\n<p>H\u1ee3p l\u00fd h\u00f3a ho\u1ea1t \u0111\u1ed9ng v\u1edbi m\u1ed9t h\u1ec7 th\u1ed1ng t\u00edch h\u1ee3p.<\/p>\n<\/div>\n<h2 id=\"chargebacks-fraud\">C\u00e1ch gi\u1ea3m b\u1ed3i ho\u00e0n v\u00e0 b\u1ea3o v\u1ec7 t\u00e0i s\u1ea3n c\u1ee7a b\u1ea1n kh\u1ecfi gian l\u1eadn<\/h2>\n<p>Ng\u00e0nh du l\u1ecbch n\u1ed5i ti\u1ebfng v\u00ec c\u00f3 m\u1ed9t trong nh\u1eefng t\u1ef7 l\u1ec7 gian l\u1eadn v\u00e0 b\u1ed3i ho\u00e0n cao nh\u1ea5t trong s\u1ed1 c\u00e1c l\u0129nh v\u1ef1c l\u1edbn, theo <strong>Ng\u00e2n h\u00e0ng D\u1ef1 tr\u1eef Li\u00ean bang Kansas City<\/strong>. T\u1ea1i sao? V\u00ec m\u1ed9t s\u1ed1 l\u00fd do, bao g\u1ed3m t\u1ef7 l\u1ec7 giao d\u1ecbch kh\u00f4ng c\u00f3 th\u1ebb cao, s\u1ed1 ti\u1ec1n giao d\u1ecbch t\u01b0\u01a1ng \u0111\u1ed1i cao v\u00e0 th\u1eddi gian tr\u1ec5 gi\u1eefa \u0111\u1eb7t ph\u00f2ng v\u00e0 l\u01b0u tr\u00fa.<\/p>\n<h3>B\u1ed3i ho\u00e0n ch\u00ednh x\u00e1c l\u00e0 g\u00ec?<\/h3>\n<p>L\u00e0 m\u1ed9t ph\u1ea7n c\u1ee7a c\u00e1c bi\u1ec7n ph\u00e1p b\u1ea3o v\u1ec7 ng\u01b0\u1eddi ti\u00eau d\u00f9ng, ng\u01b0\u1eddi ti\u00eau d\u00f9ng c\u00f3 th\u1ec3 th\u00e1ch th\u1ee9c c\u00e1c kho\u1ea3n ph\u00ed tr\u00e1i ph\u00e9p v\u00e0 gian l\u1eadn \u0111\u1ed1i v\u1edbi th\u1ebb c\u1ee7a h\u1ecd, c\u0169ng nh\u01b0 c\u00e1c giao d\u1ecbch mua kh\u00f4ng \u0111\u00e1p \u1ee9ng ti\u00eau chu\u1ea9n. B\u1ed3i ho\u00e0n tu\u00e2n theo c\u00e1c quy t\u1eafc c\u1ee7a th\u01b0\u01a1ng hi\u1ec7u thanh to\u00e1n v\u00e0 \u1ee7ng h\u1ed9 ch\u1ee7 th\u1ebb. \u0110i\u1ec1u n\u00e0y \u0111\u1eb7t tr\u00e1ch nhi\u1ec7m l\u00ean kh\u00e1ch s\u1ea1n \u0111\u1ec3 ch\u1ee9ng minh r\u1eb1ng kho\u1ea3n ph\u00ed l\u00e0 h\u1ee3p ph\u00e1p.<\/p>\n<p>H\u1ea7u h\u1ebft c\u00e1c kho\u1ea3n b\u1ed3i ho\u00e0n l\u00e0 k\u1ebft qu\u1ea3 c\u1ee7a l\u1ed7i thanh to\u00e1n, s\u1eed d\u1ee5ng tr\u00e1i ph\u00e9p th\u1ebb t\u00edn d\u1ee5ng, gian l\u1eadn ho\u1eb7c khi\u1ebfu n\u1ea1i v\u1ec1 ch\u1ea5t l\u01b0\u1ee3ng. &#8220;Gian l\u1eadn th\u00e2n thi\u1ec7n&#8221; x\u1ea3y ra khi ng\u01b0\u1eddi ti\u00eau d\u00f9ng kh\u00f4ng nh\u1edb kho\u1ea3n ph\u00ed ho\u1eb7c kh\u00f4ng th\u00edch tr\u1ea3i nghi\u1ec7m v\u00e0 g\u1eedi tranh ch\u1ea5p v\u1edbi c\u00f4ng ty th\u1ebb t\u00edn d\u1ee5ng thay v\u00ec y\u00eau c\u1ea7u kh\u00e1ch s\u1ea1n ho\u00e0n ti\u1ec1n.<\/p>\n<h3>Chi ph\u00ed b\u1ed3i ho\u00e0n cho c\u00e1c nh\u00e0 cung c\u1ea5p ch\u1ed7 \u1edf<\/h3>\n<p>B\u1ed3i ho\u00e0n kh\u00f4ng ch\u1ec9 l\u00e0 m\u1ed9t n\u1ed7i \u0111au l\u1edbn; ch\u00fang c\u00f2n c\u1ef1c k\u1ef3 t\u1ed1n k\u00e9m. Ngo\u00e0i ph\u00ed b\u1ed3i ho\u00e0n l\u00e0 $25 tr\u1edf l\u00ean, c\u00f2n c\u00f3 c\u00e1c chi ph\u00ed b\u1ed5 sung c\u1ee7a doanh thu b\u1ecb m\u1ea5t v\u00e0 th\u1eddi gian d\u00e0nh cho vi\u1ec7c gi\u1ea3i quy\u1ebft v\u1ea5n \u0111\u1ec1. Ngay c\u1ea3 khi b\u1ea1n th\u00e1ch th\u1ee9c th\u00e0nh c\u00f4ng m\u1ed9t kho\u1ea3n b\u1ed3i ho\u00e0n, ph\u00ed n\u00e0y kh\u00f4ng \u0111\u01b0\u1ee3c ho\u00e0n l\u1ea1i. V\u00e0 b\u1ea1n nh\u1eadn \u0111\u01b0\u1ee3c c\u00e0ng nhi\u1ec1u kho\u1ea3n b\u1ed3i ho\u00e0n, ph\u00ed c\u00e0ng cao.<\/p>\n<h3>C\u00e1ch kh\u00e1ch s\u1ea1n c\u00f3 th\u1ec3 ng\u0103n ch\u1eb7n v\u00e0 qu\u1ea3n l\u00fd b\u1ed3i ho\u00e0n v\u00e0 gian l\u1eadn<\/h3>\n<p>V\u1edbi nh\u1eefng g\u00ec \u0111ang b\u1ecb \u0111e d\u1ecda, t\u1ed1t nh\u1ea5t b\u1ea1n n\u00ean th\u1ef1c hi\u1ec7n c\u00e1c b\u01b0\u1edbc \u0111\u1ec3 b\u1ea3o v\u1ec7 doanh nghi\u1ec7p c\u1ee7a m\u00ecnh v\u00e0 gi\u1ea3i quy\u1ebft c\u00e1c tranh ch\u1ea5p m\u1ed9t c\u00e1ch nhanh ch\u00f3ng. D\u01b0\u1edbi \u0111\u00e2y l\u00e0 m\u1ed9t v\u00e0i c\u00e1ch \u0111\u1ec3 l\u00e0m \u0111i\u1ec1u \u0111\u00f3:<\/p>\n<ul>\n<li>\n<ul>\n<li><b>H\u00e3y trung th\u1ef1c trong qu\u1ea3ng c\u00e1o.<\/b> B\u1ed3i ho\u00e0n th\u01b0\u1eddng x\u1ea3y ra khi k\u1ef3 v\u1ecdng kh\u00f4ng \u0111\u01b0\u1ee3c \u0111\u00e1p \u1ee9ng. \u0110\u1ea3m b\u1ea3o n\u1ed9i dung ti\u1ebfp th\u1ecb c\u1ee7a b\u1ea1n cung c\u1ea5p m\u1ed9t \u0111\u1ea1i di\u1ec7n ch\u00ednh x\u00e1c v\u1ec1 tr\u1ea3i nghi\u1ec7m b\u1ea1n cung c\u1ea5p. Lu\u00f4n c\u1ed1 g\u1eafng v\u01b0\u1ee3t qu\u00e1 mong \u0111\u1ee3i.<\/li>\n<li><b>H\u00e3y minh b\u1ea1ch.<\/b> Cam k\u1ebft t\u00ednh to\u00e0n v\u1eb9n trong gi\u00e1 c\u1ea3. H\u00e3y th\u1eb3ng th\u1eafn v\u1ec1 ph\u00ed, thu\u1ebf v\u00e0 ch\u00ednh s\u00e1ch h\u1ee7y, v\u00e0 h\u00e3y R\u1ea4T r\u00f5 r\u00e0ng v\u1ec1 ch\u00ednh s\u00e1ch ho\u00e0n ti\u1ec1n v\u00e0 h\u1ee7y. Cung c\u1ea5p ph\u00e2n t\u00edch chi ti\u1ebft v\u1ec1 c\u00e1c kho\u1ea3n ph\u00ed tr\u00ean bi\u00ean lai, bao g\u1ed3m th\u00f4ng tin li\u00ean h\u1ec7 v\u00e0 s\u1ed1 \u0111i\u1ec7n tho\u1ea1i c\u1ee7a t\u00e0i s\u1ea3n c\u1ee7a b\u1ea1n, \u0111\u1ec3 n\u1ebfu kh\u00e1ch h\u00e0ng c\u00f3 c\u00e2u h\u1ecfi v\u1ec1 thanh to\u00e1n, h\u1ecd s\u1ebd li\u00ean h\u1ec7 v\u1edbi b\u1ea1n tr\u01b0\u1edbc, kh\u00f4ng ph\u1ea3i ng\u00e2n h\u00e0ng c\u1ee7a h\u1ecd.<\/li>\n<li><b>H\u00e3y chuy\u1ec3n sang k\u1ef9 thu\u1eadt s\u1ed1.<\/b> Tr\u00ean c\u00f4ng c\u1ee5 \u0111\u1eb7t ph\u00f2ng c\u1ee7a b\u1ea1n v\u00e0 khi nh\u1eadn ph\u00f2ng, h\u00e3y y\u00eau c\u1ea7u kh\u00e1ch h\u00e0ng \u0111\u1ed3ng \u00fd v\u1edbi gi\u00e1 c\u1ea3 v\u00e0 c\u00e1c \u0111i\u1ec1u kho\u1ea3n v\u00e0 \u0111i\u1ec1u ki\u1ec7n d\u1ecbch v\u1ee5 c\u1ee7a kh\u00e1ch s\u1ea1n b\u1ea1n. \u0110\u1ed1i v\u1edbi c\u00e1c giao d\u1ecbch c\u00f3 th\u1ebb, h\u00e3y s\u1eed d\u1ee5ng thi\u1ebft b\u1ecb \u0111\u1ea7u cu\u1ed1i EMV v\u1edbi c\u00f4ng ngh\u1ec7 chip.<\/li>\n<li><b>H\u00e3y c\u1ea3nh gi\u00e1c.<\/b> G\u1ea7n m\u1ed9t ph\u1ea7n ba s\u1ed1 b\u1ed3i ho\u00e0n l\u00e0 t\u1eeb th\u1ebb b\u1ecb \u0111\u00e1nh c\u1eafp, <strong>theo Expert Market<\/strong>. \u0110\u00e0o t\u1ea1o nh\u00e2n vi\u00ean \u0111\u1ec3 c\u1ea3nh gi\u00e1c v\u1edbi c\u00e1c d\u1ea5u hi\u1ec7u gian l\u1eadn. Khi nh\u1eadn thanh to\u00e1n, h\u1ecd n\u00ean lu\u00f4n y\u00eau c\u1ea7u xem th\u1ebb t\u00edn d\u1ee5ng v\u00e0 ID \u1ea3nh, ngay c\u1ea3 khi th\u00f4ng tin \u0111\u00f3 \u0111\u00e3 c\u00f3 trong h\u1ed3 s\u01a1 v\u00e0 x\u00e1c minh r\u1eb1ng ID kh\u1edbp v\u1edbi th\u1ebb.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ul>\n<li><b>Gi\u1eef h\u1ed3 s\u01a1.<\/b> \u0110\u1ed1i v\u1edbi c\u00e1c giao d\u1ecbch kh\u00f4ng c\u00f3 th\u1ebb, h\u00e3y gi\u1eef h\u1ed3 s\u01a1 ch\u00ednh x\u00e1c v\u1ec1 th\u00f4ng tin li\u00ean h\u1ec7 c\u1ee7a kh\u00e1ch, b\u1ea5t k\u1ef3 bi\u00ean lai n\u00e0o v\u00e0 th\u01b0 t\u1eeb gi\u1eefa b\u1ea1n v\u00e0 kh\u00e1ch v\u00e0 ghi l\u1ea1i t\u1ea5t c\u1ea3 c\u00e1c s\u1ef1 ki\u1ec7n \u0111\u00e3 x\u1ea3y ra trong th\u1eddi gian l\u01b0u tr\u00fa c\u1ee7a h\u1ecd. \u0110\u1ea3m b\u1ea3o r\u1eb1ng m\u00f4 t\u1ea3 xu\u1ea5t hi\u1ec7n tr\u00ean b\u1ea3ng sao k\u00ea th\u1ebb t\u00edn d\u1ee5ng c\u1ee7a kh\u00e1ch x\u00e1c \u0111\u1ecbnh r\u00f5 r\u00e0ng t\u00e0i s\u1ea3n c\u1ee7a b\u1ea1n theo t\u00ean.<\/li>\n<li><b>H\u00e3y ch\u1ee7 \u0111\u1ed9ng.<\/b> Sau khi nh\u1eadn ph\u00f2ng, h\u00e3y g\u1ecdi \u0111i\u1ec7n ho\u1eb7c nh\u1eafn tin cho kh\u00e1ch \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o r\u1eb1ng h\u1ecd h\u00e0i l\u00f2ng v\u1edbi ph\u00f2ng c\u1ee7a m\u00ecnh. Khi tr\u1ea3 ph\u00f2ng, h\u00e3y h\u1ecfi m\u1ecdi th\u1ee9 v\u1ec1 th\u1eddi gian l\u01b0u tr\u00fa c\u1ee7a h\u1ecd nh\u01b0 th\u1ebf n\u00e0o. \u0110\u00e0o t\u1ea1o v\u00e0 trao quy\u1ec1n cho nh\u00e2n vi\u00ean \u0111\u1ec3 x\u1eed l\u00fd c\u00e1c c\u00e2u h\u1ecfi thanh to\u00e1n v\u00e0 gi\u1ea3i quy\u1ebft c\u00e1c khi\u1ebfu n\u1ea1i \u0111\u1ec3 kh\u00e1ch h\u00e0ng h\u00e0i l\u00f2ng.<\/li>\n<li><b>\u0110\u1eebng tr\u00ec ho\u00e3n.<\/b> Trong tr\u01b0\u1eddng h\u1ee3p c\u00f3 b\u1ed3i ho\u00e0n, h\u00e3y ph\u1ea3n h\u1ed3i nhanh ch\u00f3ng, cung c\u1ea5p t\u00e0i li\u1ec7u \u0111\u1ec3 ch\u1ee9ng minh kho\u1ea3n ph\u00ed l\u00e0 h\u1ee3p ph\u00e1p. N\u1ebfu c\u1ea7n ho\u00e0n ti\u1ec1n, h\u00e3y x\u1eed l\u00fd ngay \u0111\u1ec3 tr\u00e1nh b\u1ecb b\u1ed3i ho\u00e0n ngay t\u1eeb \u0111\u1ea7u.<\/li>\n<li><b>Ch\u1ecdn \u0111\u1ed1i t\u00e1c c\u1ee7a b\u1ea1n m\u1ed9t c\u00e1ch kh\u00f4n ngoan.<\/b> T\u00ecm m\u1ed9t nh\u00e0 cung c\u1ea5p thanh to\u00e1n c\u00f3 <strong>kinh nghi\u1ec7m trong ng\u00e0nh kh\u00e1ch s\u1ea1n<\/strong>, cung c\u1ea5p c\u00e1c c\u00f4ng c\u1ee5 ph\u00e1t hi\u1ec7n gian l\u1eadn v\u00e0 cung c\u1ea5p h\u1ed7 tr\u1ee3 t\u1ed1t nh\u1ea5t \u0111\u1ec3 gi\u1ea3m thi\u1ec3u b\u1ed3i ho\u00e0n v\u00e0 tu\u00e2n th\u1ee7 c\u00e1c quy \u0111\u1ecbnh v\u1ec1 d\u1eef li\u1ec7u.<\/li>\n<\/ul>\n<h2 id=\"choose-payments-solution\">C\u00e1ch ch\u1ecdn gi\u1ea3i ph\u00e1p thanh to\u00e1n kh\u00e1ch s\u1ea1n<\/h2>\n<p>B\u00e2y gi\u1edd b\u1ea1n \u0111\u00e3 hi\u1ec3u r\u00f5 v\u1ec1 c\u00e1c xu h\u01b0\u1edbng, th\u00e1ch th\u1ee9c v\u00e0 gi\u1ea3i ph\u00e1p trong x\u1eed l\u00fd thanh to\u00e1n kh\u00e1ch s\u1ea1n, b\u01b0\u1edbc ti\u1ebfp theo l\u00e0 ch\u1ecdn nh\u00e0 cung c\u1ea5p thanh to\u00e1n. Kh\u00f4ng ph\u1ea3i t\u1ea5t c\u1ea3 c\u00e1c nh\u00e0 cung c\u1ea5p \u0111\u1ec1u b\u00ecnh \u0111\u1eb3ng.<\/p>\n<p>\u0110\u1ec3 t\u00ecm s\u1ef1 ph\u00f9 h\u1ee3p l\u00fd t\u01b0\u1edfng cho t\u00e0i s\u1ea3n c\u1ee7a b\u1ea1n, h\u00e3y t\u00ecm c\u00e1c t\u00ednh n\u0103ng sau.<\/p>\n<ul>\n<li><b>D\u1ec5 d\u00e0ng tri\u1ec3n khai.<\/b> B\u1ed9 x\u1eed l\u00fd thanh to\u00e1n c\u1ee7a b\u1ea1n ph\u1ea3i nhanh ch\u00f3ng \u0111\u1ec3 thi\u1ebft l\u1eadp, d\u1ec5 h\u1ecdc v\u00e0 d\u1ec5 s\u1eed d\u1ee5ng.<\/li>\n<li><b>Ph\u1ea7n c\u1ee9ng hi\u1ec7n \u0111\u1ea1i.<\/b> T\u00ecm m\u1ed9t nh\u00e0 cung c\u1ea5p cung c\u1ea5p c\u00e1c thi\u1ebft b\u1ecb \u0111\u1ea7u cu\u1ed1i thanh to\u00e1n m\u1edbi nh\u1ea5t, an to\u00e0n nh\u1ea5t tr\u00ean th\u1ecb tr\u01b0\u1eddng, cho ph\u00e9p b\u1ea1n ch\u1ea5p nh\u1eadn t\u1ea5t c\u1ea3 c\u00e1c th\u1ebb t\u00edn d\u1ee5ng v\u00e0 ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n ch\u00ednh, bao g\u1ed3m th\u1ebb chip kh\u00f4ng ti\u1ebfp x\u00fac v\u00e0 EMV.<\/li>\n<li><b>M\u1ed9t h\u1ec7 th\u1ed1ng thanh to\u00e1n t\u00edch h\u1ee3p.<\/b> L\u00e0m cho cu\u1ed9c s\u1ed1ng d\u1ec5 d\u00e0ng h\u01a1n b\u1eb1ng c\u00e1ch t\u00ecm ki\u1ebfm m\u1ed9t nh\u00e0 cung c\u1ea5p k\u1ebft h\u1ee3p nhi\u1ec1u ch\u1ee9c n\u0103ng trong m\u1ed9t h\u1ec7 th\u1ed1ng, bao g\u1ed3m b\u1ed9 x\u1eed l\u00fd thanh to\u00e1n, c\u1ed5ng thanh to\u00e1n v\u00e0 d\u1ecbch v\u1ee5 ng\u00e2n h\u00e0ng ng\u01b0\u1eddi b\u00e1n.<\/li>\n<li><b>M\u1ed9t <strong>gi\u1ea3i ph\u00e1p qu\u1ea3n l\u00fd kh\u00e1ch s\u1ea1n<\/strong> t\u00edch h\u1ee3p.<\/b> \u0110\u1ec3 t\u1ed1i \u01b0u h\u00f3a hi\u1ec7u su\u1ea5t, h\u00e3y t\u00ecm m\u1ed9t n\u1ec1n t\u1ea3ng PMS g\u1ed1c tr\u00ean \u0111\u00e1m m\u00e2y \u0111\u01b0\u1ee3c t\u00edch h\u1ee3p v\u1edbi c\u00e1c h\u1ec7 th\u1ed1ng c\u1ed1t l\u00f5i nh\u01b0 c\u00f4ng c\u1ee5 \u0111\u1eb7t ph\u00f2ng, h\u1ec7 th\u1ed1ng qu\u1ea3n l\u00fd doanh thu, tr\u00ecnh qu\u1ea3n l\u00fd k\u00eanh v\u00e0 gi\u1ea3i ph\u00e1p thanh to\u00e1n.<\/li>\n<li><b>Minh b\u1ea1ch trong gi\u00e1 c\u1ea3.<\/b> T\u00ecm m\u1ed9t \u0111\u1ed1i t\u00e1c cung c\u1ea5p m\u1ee9c gi\u00e1 minh b\u1ea1ch kh\u00f4ng c\u00f3 ph\u00ed \u1ea9n v\u00e0 s\u1ebd cung c\u1ea5p c\u00e1c \u0111i\u1ec1u kho\u1ea3n thu\u1eadn l\u1ee3i nh\u1ea5t cho t\u00e0i s\u1ea3n c\u1ee7a b\u1ea1n.<\/li>\n<li><b>H\u1ed7 tr\u1ee3 n\u1ed9i b\u1ed9.<\/b> T\u00ecm m\u1ed9t \u0111\u1ed1i t\u00e1c chuy\u00ean v\u1ec1 thanh to\u00e1n d\u1ef1a tr\u00ean kh\u00e1ch s\u1ea1n v\u00e0 cung c\u1ea5p c\u00e1c d\u1ecbch v\u1ee5 ph\u00e2n t\u00edch r\u1ee7i ro v\u00e0 h\u1ed7 tr\u1ee3 \u0111\u1ec3 \u1ee9ng ph\u00f3 v\u1edbi c\u00e1c tranh ch\u1ea5p.<\/li>\n<li><b>B\u00e1o c\u00e1o ch\u1ea5t l\u01b0\u1ee3ng.<\/b> C\u00e1c b\u00e1o c\u00e1o ph\u1ea3i d\u1ec5 hi\u1ec3u, cung c\u1ea5p \u1ea3nh ch\u1ee5p nhanh v\u1ec1 doanh s\u1ed1, thanh to\u00e1n, ti\u1ec1n g\u1eedi, ph\u00ed v\u00e0 hi\u1ec7u su\u1ea5t t\u1ed5ng th\u1ec3 t\u1ea5t c\u1ea3 \u1edf m\u1ed9t n\u01a1i, gi\u00fap b\u1ea1n lu\u00f4n n\u1eafm b\u1eaft \u0111\u01b0\u1ee3c nh\u1ecbp \u0111\u1eadp c\u1ee7a doanh nghi\u1ec7p m\u00ecnh.<\/li>\n<li><b>Tu\u00e2n th\u1ee7 PCI.<\/b> \u0110\u1ec3 \u0111\u1ea3m b\u1ea3o r\u1eb1ng d\u1eef li\u1ec7u c\u1ee7a kh\u00e1ch \u0111\u01b0\u1ee3c an to\u00e0n v\u00e0 t\u00e0i s\u1ea3n c\u1ee7a b\u1ea1n \u0111\u01b0\u1ee3c b\u1ea3o v\u1ec7 kh\u1ecfi gian l\u1eadn v\u00e0 b\u1ed3i ho\u00e0n, nh\u00e0 cung c\u1ea5p c\u1ee7a b\u1ea1n ph\u1ea3i \u0111\u01b0\u1ee3c ch\u1ee9ng nh\u1eadn PCI v\u00e0 ho\u00e0n to\u00e0n tu\u00e2n th\u1ee7 c\u00e1c quy \u0111\u1ecbnh SCA, PSD2 v\u00e0 3DS.<\/li>\n<\/ul>\n<h2>Ph\u1ea7n th\u01b0\u1edfng cu\u1ed1i c\u00f9ng: c\u1ea3i thi\u1ec7n tr\u1ea3i nghi\u1ec7m c\u1ee7a kh\u00e1ch<\/h2>\n<p>V\u1edbi c\u00e1c c\u00f4ng c\u1ee5 v\u00e0 quy tr\u00ecnh ph\u00f9 h\u1ee3p, b\u1ea1n s\u1ebd c\u00f3 v\u1ecb tr\u00ed t\u1ed1t \u0111\u1ec3 cung c\u1ea5p <strong>tr\u1ea3i nghi\u1ec7m thanh to\u00e1n l\u1ea5y kh\u00e1ch h\u00e0ng l\u00e0m trung t\u00e2m<\/strong> li\u1ec1n m\u1ea1ch. \u0110i\u1ec1u n\u00e0y s\u1ebd gi\u00fap b\u1ea1n ki\u1ebfm \u0111\u01b0\u1ee3c nh\u1eefng \u0111\u00e1nh gi\u00e1 t\u00edch c\u1ef1c m\u00e0 \u0111\u1ed5i l\u1ea1i s\u1ebd thu h\u00fat nhi\u1ec1u kh\u00e1ch h\u01a1n. \u0110\u00f3 l\u00e0 m\u1ed9t v\u00f2ng tu\u1ea7n ho\u00e0n \u0111\u1ee9c h\u1ea1nh s\u1ebd gi\u1ea3i quy\u1ebft r\u1ea5t nhi\u1ec1u v\u1ea5n \u0111\u1ec1 v\u1eadn h\u00e0nh h\u00e0ng ng\u00e0y c\u1ee7a b\u1ea1n. \u0110\u1ed1i v\u1edbi m\u1ecdi th\u1ee9 kh\u00e1c, b\u1ea1n s\u1ebd c\u00f3 m\u00e1y r\u00f3t r\u01b0\u1ee3u \u0111\u00f3. B\u00e2y gi\u1edd l\u00e0 l\u00fac \u00e1p d\u1ee5ng t\u1ea5t c\u1ea3 ki\u1ebfn th\u1ee9c m\u1edbi c\u1ee7a b\u1ea1n \u0111\u1ec3 tri\u1ec3n khai h\u1ec7 th\u1ed1ng x\u1eed l\u00fd thanh to\u00e1n ho\u00e0n h\u1ea3o cho t\u00e0i s\u1ea3n c\u1ee7a b\u1ea1n.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>H\u01b0\u1edbng D\u1eabn Thanh To\u00e1n Kh\u00e1ch S\u1ea1n Th\u00f4ng Minh: T\u1ed1i \u01afu Quy Tr\u00ecnh v\u00e0 N\u00e2ng Cao Tr\u1ea3i Nghi\u1ec7m Kh\u00e1ch H\u00e0ng Thanh to\u00e1n l\u00e0 huy\u1ebft m\u1ea1ch c\u1ee7a m\u1ecdi doanh nghi\u1ec7p kinh doanh d\u1ecbch v\u1ee5 l\u01b0u tr\u00fa. S\u1ef1 k\u00e9m hi\u1ec7u qu\u1ea3 v\u00e0 sai s\u00f3t t\u1eeb c\u00e1c h\u1ec7 th\u1ed1ng thanh to\u00e1n kh\u00f4ng t\u00edch h\u1ee3p c\u00f3 th\u1ec3 d\u1eabn \u0111\u1ebfn nh\u1eefng [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":452836,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_seopress_robots_primary_cat":"none","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","jnews-multi-image_gallery":[],"jnews_single_post":{"format":"standard","override":[{"template":"1","parallax":"1","fullscreen":"1","layout":"right-sidebar","sidebar":"default-sidebar","second_sidebar":"default-sidebar","sticky_sidebar":"1","share_position":"bottom","share_float_style":"share-monocrhome","show_share_counter":"1","show_view_counter":"1","show_featured":"1","show_post_meta":"1","show_post_author_image":"1","show_post_date":"1","post_date_format":"default","post_date_format_custom":"Y\/m\/d","show_post_category":"1","show_post_reading_time":"1","post_reading_time_wpm":"500","post_calculate_word_method":"str_word_count","show_zoom_button":"0","zoom_button_out_step":"2","zoom_button_in_step":"3","show_post_tag":"1","show_prev_next_post":"1","show_popup_post":"1","number_popup_post":"1","show_author_box":"0","show_post_related":"1","show_inline_post_related":"0"}],"image_override":[{"single_post_thumbnail_size":"crop-500","single_post_gallery_size":"crop-500"}],"trending_post_position":"meta","trending_post_label":"Trending","sponsored_post_label":"Sponsored by","disable_ad":"0","subtitle":""},"jnews_primary_category":[],"footnotes":""},"categories":[17],"tags":[],"class_list":["post-451642","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-kien-thuc-sale-marketing"],"_links":{"self":[{"href":"https:\/\/otavietnam.com\/blog\/wp-json\/wp\/v2\/posts\/451642","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/otavietnam.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/otavietnam.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/otavietnam.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/otavietnam.com\/blog\/wp-json\/wp\/v2\/comments?post=451642"}],"version-history":[{"count":1,"href":"https:\/\/otavietnam.com\/blog\/wp-json\/wp\/v2\/posts\/451642\/revisions"}],"predecessor-version":[{"id":452837,"href":"https:\/\/otavietnam.com\/blog\/wp-json\/wp\/v2\/posts\/451642\/revisions\/452837"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/otavietnam.com\/blog\/wp-json\/wp\/v2\/media\/452836"}],"wp:attachment":[{"href":"https:\/\/otavietnam.com\/blog\/wp-json\/wp\/v2\/media?parent=451642"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/otavietnam.com\/blog\/wp-json\/wp\/v2\/categories?post=451642"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/otavietnam.com\/blog\/wp-json\/wp\/v2\/tags?post=451642"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}